The complete kit in one move, instead of deciding page by page: the landscape, the negotiation, the deployment documents, the deep plays, the documented record, and the tax year after. All of it unlocks the moment you check out — one login, the whole kit.
Bought separately, the seven run $349. The bundle keeps $72 in your pocket.
Get Everything — $27730-day full refund · From me — the same person behind The Debt Code (4.6★ on Amazon, 19 reviews)
Before you scroll — do you even need all seven?
Maybe not. If your whole situation lives in one stage — every card still with the original creditor, one negotiation ahead of you — then one walkthrough is the work in front of you, and you should buy that one, not seven.
The bundle earns its price only when your cards are spread across stages and most of this terrain is already yours. If you're not sure which stages you're in, the $17 Game Plan tells you. Start there. There's no rush to own ground you may never walk.
The Game Plan
The 128-page operating manual for the whole landscape: the stages a debt moves through, the players and their economics, a decision framework for choosing a path card by card, and the first operational moves that turn an amorphous weight into a finite list. Where everything else starts.
On its own$17
The Negotiation Playbook
The settlement conversation itself, walked at depth across 68 pages: the preparation, the operator's posture, how a negotiation with a creditor or collector actually unfolds phase by phase, the hardship narrative, holding a position under pressure, and getting final terms in writing before money moves.
On its own$67
Templates & Scripts Library
The deployment kit: fill-in-the-blank letters and phone scripts for the moves the walkthroughs teach — ready to adapt to your own accounts instead of drafted from scratch at the kitchen table the night you need them.
On its own$17
The Ultimate Validation Move
The deep execution of the validation play for debts at the collections stage — the version built to actually work, not the basic protocol available everywhere. The strategy at depth, the validation-specific letters and phone scripts, a framework for evaluating what a collector sends back, and the documented case study. The single highest-leverage move available on a collections-stage debt: attempting to render it effectively unenforceable.
On its own$97
Bluff or Real?
For the letter that mentions a lawsuit when you haven't been served. What a real filed case looks like versus a letter built to feel like one, the signals you can actually check, and the posture that holds either way — read before you decide anything else. In the kit even if no such letter has arrived: it's worth having on the shelf before one ever does.
On its own$27
1099-C Survival
The tax year after a settlement: the form that often follows forgiven debt, what it means, the insolvency worksheet, and the filing walkthrough — the part of a settlement most people only find out about the following January.
On its own$27
Real Cases
The documented record: lived cases from my own $300,000-plus portfolio told as narrative, cited federal enforcement actions and court data, and labeled community patterns — including the failures. The proof layer under everything else in the kit.
On its own$97
$349
The seven, bought separately at their standalone prices
$277
The bundle — one checkout, everything unlocked
$72
Stays in your pocket. No countdown, no fine print — just the arithmetic.
7 guides · 300+ pages · the letters and phone scripts they teach · 1 documented case file — on one dashboard, the moment you check out.
Here's the honest arithmetic, and it isn't the discount.
Most people with cards spread across stages don't buy one guide. They buy two, then a third — each one on the day they hit that stage, which is usually the day they can least afford to stop and figure out what to buy. Same money, sometimes more, paid in pieces under pressure.
The bundle is that same road, owned in one calm decision, before the pressure. You're not choosing $277 over $17. You're choosing to decide once, now, instead of seven times later — each time a little more expensive to your nerves than your wallet.
If most of this road isn't yours, don't take it. Buy the one guide for your stage. That paragraph is the whole reason this page exists.
A single $277 checkout through Stripe. No per-guide carts, no deciding page by page mid-flow.
A sign-in link arrives by email and lands you on your private member dashboard — no attachments to lose, no files to hunt for later.
All seven guides, live on the dashboard at once. Read online or download. Start wherever your situation says to start.
Ongoing support is not included. Direct Access — the subscription where you send questions about your specific accounts and get a reviewed reply — is a separate service. It works differently and it's an ongoing relationship, so it isn't folded in here. The bundle is the complete document kit, nothing more claimed.
And if you already own any piece of this kit: don't buy it twice. Email [email protected] first — you'll get a completion price that credits what you've already paid. Never paying twice for something you own is a standing rule here.
There isn't a single invented review on this page, and there never will be — when real buyers of the whole kit send me their stories, they'll go here with their names on them. Until then, here's what I'll stand behind instead:
Open the kit. Start with the guide your situation calls for. If within 30 days it shows you nothing you couldn't already see, email [email protected] from the address you bought it with — yes, even though you've already read it — and I refund every dollar that same week. No forms, no questions, no "but it's digital." If a kit needs a trap door to keep your money, it isn't worth your money. — Jacob
The Get Everything Bundle
The complete kit — all seven
$277
One checkout. A sign-in link by email, all seven guides unlocked on one member dashboard. Bought separately they run $349 — the bundle keeps $72 with you.
Get Everything — $27730-day full refund · Secure checkout via Stripe
If most of the terrain is yours, the bundle puts every walkthrough on one dashboard in one move — and the arithmetic against the standalone prices is the whole pitch. If it isn't, buy the one guide your stage calls for instead.
There's no clock on this page and there never will be. The only honest reason to own it now instead of stage by stage: every guide is easier to absorb before you need it than the night a letter lands — and deciding once, calm, beats deciding seven times under pressure.
$277
Get Everything — $27730-day full refund · Secure checkout via Stripe